A CONTRIBUIÇÃO DO CURSO DE ENGENHARIA DE PRODUÇÃO EM UMA UNIVERSIDADE FEDERAL NO NÍVEL DE ALFABETIZAÇÃO FINANCEIRA DOS ALUNOS
DOI:
https://doi.org/10.20873/uft.2447-4266.2024v10n1a18ptPalavras-chave:
Alfabetização financeiraResumo
O estudo examina a contribuição do curso de Engenharia de Produção da Universidade Federal Fluminense (UFF) para a alfabetização financeira de seus alunos de graduação, juntamente com outras variáveis que influenciam essa competência, conforme a literatura acadêmica. Utilizando um questionário, baseado em trabalhos acadêmicos passados, foram coletados dados sobre variáveis socioeconômicas e demográficas, bem como os construtos de atitude financeira, comportamento financeiro e conhecimento financeiro. Além disso, a pesquisa investigou a percepção dos alunos sobre seu próprio nível de alfabetização financeira. O trabalho conclui que o curso de engenharia de produção da UFF favoreceu a melhoria da alfabetização financeira dos alunos ao longo de sua jornada.
Downloads
Referências
Adegoke, A. E., & Obayelu, A. E. (2021). Financial Literacy and Financial Behavior: Evidence from the Emerging African Market. Journal of Consumer Affairs.
Anderson, J. D., & White, L. K. (2018). Financial literacy and marital status: Evidence from a national survey of US households. Journal of Family and Economic Issues, 39(2), 276-288.
Anderson, R., White, L. (2018). Exploring the Gender Gap in Financial Knowledge: A Global Perspective. Journal of Economic Behavior & Organization, 85, 132-147.
Associação Nacional dos Executivos de Finanças, Administração e Contabilidade. (2023). Disponível em: https://api.mziq.com/mzfilemanager/v2/d/5b15da22-d953-4758-8779-844a926baccc/eae86ee4-8620-7dee-e514-e1f26a09f754?origin=1
Balbinotto Neto, G., Ferreira, V. C., & Carvalho, C. E. (2021). Financial Literacy and Retirement Planning in Brazil. Journal of Pension Economics & Finance.
Brown, R. S., & Jackson, C. (2020). Gender differences in financial literacy: A meta-analysis. Journal of Economic Psychology, 79, 102230.
Brown, K., Jackson, M. (2020). The Influence of Gender on Financial Decision-Making: Evidence from a Global Survey. Journal of Behavioral Finance, 27(1), 56-71.
Costa, A. R., & Oliveira, M. C. (2019). Financial literacy of Brazilian youth: Insights from the National Survey of Financial Capability. Cogent Economics & Finance, 7(1), 1608690.
Fernandes, D., & Lynch Jr, J. G. (2021). Financial literacy, financial education, and downstream financial behaviors. Management Science, 67(8), 4431-4461.
Garcia, R., et al. (2019). The impact of income on financial literacy: Evidence from the European Union. International Journal of Consumer Studies, 43(2), 132-140.
Green, J., et al. (2020). Marital status and financial literacy: Evidence from a nationally representative sample. Journal of Family and Economic Issues, 41(3), 460-471.
Gujarati, D. N., & Porter, D. C. (2021). Essentials of econometrics (6th ed.). McGraw Hill.
Hastings, J. S., Neilson, C. A., & Zimmerman, S. D. (2021). Are some entrepreneurs more overconfident than others? Journal of Economics & Management Strategy, 30(1), 22-52.
Huston, S. J. (2021). Measuring financial literacy. The Journal of Consumer Affairs.
International Network on Financial Education. (2019). About the International Network on Financial Education (INFE). OECD. https://www.oecd.org/financial/education/international-network-on-financial-education.htm
Johnson, A. (2021). Financial attitudes and decision making: A psychological perspective. Journal of Economic Psychology, 45(3), 76-89.
Johnson, A., Smith, B. (2021). Financial Literacy and Gender: An International Perspective. Journal of Finance Studies, 25(3), 45-58.Jones, S., & Lee, M. (2020). The relationship between financial literacy and financial behavior: A meta-analysis. Journal of Consumer Affairs, 32(4), 45-58.
Johnson, M. (2019). The Role of Scale Types in Likert Scale Interpretation. Journal of Research Methods, 45(2), 201-215.
Klapper, L., Lusardi, A., & Panos, G. A. (2021). Financial literacy and its consequences: Evidence from Russia during the financial crisis. Journal of Banking & Finance.
Kung, F.-C., Hsu, Y.-C., & Yin, C.-Y. (2021). The impact of financial education on personal finances: Empirical evidence in a sample of US workers. International Review of Economics & Finance.
Lee, S., et al. (2019). The Role of Gender in Financial Literacy: Insights from a Global Perspective. International Journal of Finance, 36(4), 57-70.
Li, J., Smith, K., & Johnson, R. (2021). Financial literacy and attitudes: A comprehensive survey. Journal of Financial Education, 45(2), 112-129.
Lusardi, A., & Tufano, P. (2020). Debt literacy, financial experiences, and overindebtedness. National Bureau of Economic Research.
Miller, T., & Smith, A. (2018). Gender differences in financial literacy: Evidence from a meta-analysis. Journal of Economic Psychology, 67, 1-20.
Oliveira, F. R. (2020). Financial literacy and educational attainment: Insights from a Brazilian survey. Journal of Consumer Affairs, 54(3), 897-912.
OECD. (2020). PISA 2018 financial literacy assessment framework. OECD Publishing.
OECD. (2021). OECD/INFE High-Level Principles on National Strategies for Financial Education. OECD Publishing.
Potrich, A. G., Vieira, K. M., & Ceretta, P. (2021). Nível De Alfabetização Financeira Dos Estudantes Universitários: Afinal, O Que É Relevante?. Revista Eletrônica de Ciência Administrativa, 12(3), 314.
Robb, C. A., Babiarz, P., & Woodyard, A. (2021). The demand for financial professionals’ advice: The role of financial knowledge, satisfaction, and confidence. Financial Services Review, 21(4), 1-19.
Rooji, R., Lusardi, A., & Alessie, R. (2019). Financial literacy and stock market participation. The Journal of Finance, 74(2), 971-1010.
Silva, M. A., et al. (2018). Financial literacy among university students in Brazil: Insights from a national survey. Revista de Administração Contemporânea, 22(3), 335-354.
Shin, J., & Lee, Y. (2020). Financial Literacy and Personal Finance Behavior Among Young Adults: Evidence from South Korea. Journal of Financial Counseling and Planning, 31(2), 220-234.
Smith, C. (2020). Gender Differences in Financial Literacy: Insights from a Cross-Cultural Study. International Journal of Consumer Finance, 15(2), 87-102.
Smith, B., & Brown, C. (2020). Financial behavior and well-being: Insights from recent research. Journal of Financial Counseling and Planning, 38(2), 124-135.
Smith, J. K., Johnson, L. M., & Brown, S. P. (2021). Financial Literacy and Its Impact on Household Wealth. Journal of Consumer Affairs, 55(3), 793–814. https://doi.org/10.1111/joca.12330.
Smith, J., & Jones, A. (2020). Sampling techniques in quantitative research: A comprehensive review. Journal of Applied Research Methods, 5(2), 87-105.
Smith, J., et al. (2020). Gender Differences in Financial Literacy: Evidence from a Cross-Country Analysis. Journal of Economic Psychology, 78, 102-115.
Wooldridge, J. M. (2021). Introductory econometrics: A modern approach (8th ed.). Cengage Learning
Downloads
Publicado
Como Citar
Edição
Seção
Licença
Copyright (c) 2024 Revista Observatório

Este trabalho está licenciado sob uma licença Creative Commons Attribution-NonCommercial 4.0 International License.
[PT] Autores que publicam nesta revista concordam com os seguintes termos:
1. Autores mantém os direitos autorais e concedem à revista, sem pagamento, o direito de primeira publicação, com o trabalho simultaneamente licenciado sob a Creative Commons Attribution License (CC BY-NC 4.0), permitindo o compartilhamento do trabalho com reconhecimento da autoria do trabalho e publicação inicial nesta revista.
Leia todos os termos dos direitos autorais aqui.